These Are The 10 Best San Diego Suburbs To Retire

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If you love San Diego, but don’t want to spend your golden years dealing with big city prices or congestion, these 10 suburbs may be the perfect fit. We looked at a variety of data to figure out the best San Diego suburbs to retire. In these 10 winners, you’ll find plenty of senior amenities, lower costs of living, beautiful homes, and close-knit communities, close to all the action in downtown San Diego. Let’s take a look at the suburbs that made the cut.

1. Encinitas

Key Stats:
  • Total crimes per 100k: 1,966
  • Total senior amenities: 339
  • Number of doctors: 355
The waterfront city of Encinitas kicks off our list of the best San Diego suburbs to retire with one of the lowest crime rates of any place we ranked. Home buyers have a range of options, from chic modern condos to sprawling Mediterranean style homes. Enjoy a peaceful stroll through the San Diego Botanical Garden, or boat, fish, and swim at the beach. Golf enthusiasts can hit the links at the Encinitas Ranch Golf Course. Annual events like the Encinitas Arts Festival are a great way to meet new neighbors and enjoy local talent. 

2. Solana Beach

Key Stats:
  • Total senior amenities: 98
  • Residents age 65 and up: 20 percent
  • Number of doctors: 56
The charming seaside community of Solana Beach earns the second spot on our list with plenty of lovely housing options. Luxury condos and spacious Mediterranean style homes, some with waterfront views, are common. Golf enthusiasts can hit the links at the Lomas Santa Fe Country Club, while nature lovers enjoy strolling, swimming, and boating at the beach. Residents also enjoy convenient shopping at the Solana Beach Town Center.

3. Poway

Key Stats:
  • Total crimes per 100k: 1,345
  • Number of doctors: 141
Poway earns the third spot on our list with one of the lowest crime rates of any place we ranked. Home buyers will find modern townhomes, ranch style homes, and sprawling Mediterranean villas. Golf enthusiasts can hit the links at the Stoneridge Country Club, while active retirees enjoy hiking trails and wildlife watching at the 700-acre Blue Sky Ecological Reserve. Arts and culture enthusiasts can catch live performances at the Poway Center for Performing Arts.
 

4. El Cajon

Key Stats:
  • Cost of living: 128, compared to the San Diego average of 144
  • Median home price: $333,400
The affordable suburb of El Cajon earns the fourth spot on our list with one of the lowest costs of living of any place we ranked. Home buyers will find everything from modest cottage and ranch style homes to sprawling craftsman and Mediterranean style homes. Avid readers can check out a new book or attend an event at the El Cajon Library Branch, while nature lovers enjoy a picnic and stroll in Hillside Park. Residents also enjoy convenient shopping from brand name retailers at Parkway Plaza.

5. Carlsbad (tie)

Key Stats:
  • Total crimes per 100k: 2,087
  • Residents age 65 and up: 14.6 percent
The oceanfront city of Carlsbad is tied for fifth on our list with plenty of option for home buyers. Low maintenance townhomes, ranch style homes, and Mediterranean style houses are common. Golf enthusiasts have their pick of multiple courses and country clubs, and super savers will love the deals at Carlsbad Premium Outlets. Active retirees will love fishing, swimming, strolling, or boating at the South Carlsbad State Beach. 

5. La Mesa (tie)

Key Stats:
  • Residents age 65 and up: 14.5 percent
  • Number of doctors: 323
La Mesa is also tied for fifth on our list of the best San Diego suburbs to retire. Home buyers have their pick of modern condos, contemporary style homes, and ranch style homes. Nature lovers will enjoy the scenic trails and waterfront activities at Lake Murray Park, while foodies grab fresh local produce at the La Mesa Farmers Market. Residents also enjoy convenient shopping from brand name retailers at the Grossmont Center. 

7. Coronado

Key Stats:
  • Residents age 65 and up: 17.3 percent
  • Total senior amenities: 141

The island of Coronado comes in seventh on our list with plenty of spacious contemporary and Mediterranean style homes with lovely waterfront views. Golf enthusiasts can hit the links at the Coronado Golf Course and the Sea N Air Golf Course, while active retirees enjoy swimming, boating, and strolling at Silver Strand State Beach or Coronado Beach. 

8. San Marcos

Key Stats:
  • Total crimes per 100k: 1,840
  • Number of doctors: 192
San Marcos earns the eighth spot on our list with one of the lowest crime rates of any place we ranked. Home buyers have a range of options, from modern townhomes and condos to sprawling craftsman and Mediterranean style homes. Avid readers can check out a new book or attend an event at the San Marcos Library Branch, while nature lovers enjoy a peaceful picnic and stroll in Lake Moree Park. Classes and events at the Senior Activity Center are a great way to stay involved in the community. 

9. National City

Key Stats:
  • Cost of living: 120, compared to the San Diego average of 144
  • Median home price: $281,700
Your retirement fund will go a whole lot further in the bayside town of National City, which had some of the lowest costs of living and median home prices of any place we ranked. Reasonably priced condos, ranch style homes, and bungalows are common. Golf enthusiasts can hit the links at the National City Golf Course, while nature lovers enjoy swimming, strolling, and boating along the San Diego Bay. Residents also enjoy convenient shopping at the Westfield Plaza Bonita Mall. 

10. Del Mar

Key Stats:
  • Total senior amenities: 125
  • Residents age 65 and up: 23.2 percent
  • Number of doctors: 59
The beautiful oceanfront town of Del Mar rounds out our list of the best San Diego suburbs to retire with over 20 percent of residents age 65 and up. Home buyers will find luxury condos, Mediterranean style homes, and contemporary homes with waterfront views. Grab fresh local produce at the year-round Del Mar Farmers Market, or check out a new book at the Del Mar Library Branch. Nature lovers will enjoy swimming, boating, and fishing along the water, or hiking through Crest Canyon Park. 
 
 

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